How to combine different assets in the portfolio?

In an increasingly unpredictable economic climate, diversifying your investment portfolio is more than just a strategy - it's a necessity. The Portuguese real estate market continues to be one of the most attractive in Europe, but how can an investor build a balanced, secure portfolio with good returns? This article presents smart ways to invest consciously and strategically in Portugal.

Why should you diversify your real estate portfolio?

Diversification protects investors from one-off fluctuations in certain segments or locations. By distributing assets across different types of property and geographical areas, you can:

• Reduce risks;
• Guarantee income on several fronts;
• Increase the value of your assets over time.

Types of property to consider

• Long-term rental housing

Ideal for generating a stable monthly income. One and two-bedroom properties in urban or suburban areas are the most popular.

• Tourist or hotel properties

These assets, such as internationally managed hotels (e.g. Four Points by Sheraton), offer attractive returns and professional management.

• Offices and commercial space

With the growth of startups and technology companies, cities such as Lisbon, Porto and Braga have seen an increase in demand for modern workspaces.

• Land with development potential

Mainly in developing regions or with future urban plans.

• Urban rehabilitation projects

Taking advantage of old buildings with tax incentives is an excellent strategy for increasing returns with accelerated appreciation.

How to combine different assets in the portfolio?

• Conservative profile: focus on housing and properties with long-term contracts.
• Moderate profile: combination of residential and commercial real estate.
• Bold profile: focus on tourism, redevelopment and emerging regions.

The balance between predictability and opportunity is the secret to a successful real estate portfolio.

Looking to the future: sustainability and location

Properties with energy certifications, good thermal efficiency and a location close to public transport will be increasingly valued. As well as complying with legislation, investing in sustainable buildings attracts more qualified tenants and increases the long-term value of the asset.

Building a diversified real estate portfolio in Portugal is perfectly possible - and highly recommended. With the right choices, you can generate passive income, protect your capital and achieve safe, progressive appreciation.

Do you want to diversify safely and find the right assets for your profile? IR Group offers you a specialized approach and support at every stage of investment. Talk to us and find out how to turn your assets into sustainable profitability.